Retirement is daunting. Here’s how Americans are making it work.

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<p>Guest-hosted by Julia Carpenter: Whether you&rsquo;re 30 or 50 years old, it can be difficult to know what your life in retirement is going to look like and how to best prepare for it.&nbsp;<em>Wall Street Journal</em> reporters Anne Tergesen and Veronica Dagher spoke to people with a wide variety of retirement experiences &mdash; from those retiring on almost nothing but <a href="https://apple.news/AsD-TRCE-SBm6ZCPC4PNyWQ" target="_blank" rel="noopener noreferrer">Social Security</a> to those with <a href="https://apple.news/AkgP0Js9QQni0ZUrd4CJFtA" target="_blank" rel="noopener noreferrer">$5 million</a> &mdash;&nbsp;about how they are each making it work regardless of the number in their bank accounts.</p>