The Home Insurance L.A. — and America — Needs

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<p>The Los Angeles wildfires offer a stark reminder that we no longer live in an era of reliable home insurance. An exodus of insurance companies from disaster-prone areas has put the American dream of homeownership in peril. In this episode, the climate reporter Nick Mott makes the case for a national climate catastrophe insurance plan that could help protect families from the devastating losses being experienced in California.</p><p>Thoughts? Email us at theopinions@nytimes.com.</p><br/> <p>Hosted by Simplecast, an AdsWizz company. See <a href="https://pcm.adswizz.com">pcm.adswizz.com</a> for information about our collection and use of personal data for advertising.</p>